Privacy Policy

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Effective Date: 01/01/2022

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Introduction

Welcome to Rhodes Financial LLC (Rhodes Financial). We respect your privacy and are committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.RhodesFinancial.com.

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1. Information We Collect

We may collect information about you in various ways. The information we may collect on the Site includes:

• Personal Data: Personally identifiable information, such as your name, shipping address, email address, and telephone number, and demographic information, such as your age, gender, hometown, and interests, that you voluntarily give to us when you register with the Site or when you choose to participate in various activities related to the Site.
• Derivative Data: Information our servers automatically collect when you access the Site, such as your IP address, your browser type, your operating system, your access times, and the pages you have viewed directly before and after accessing the Site.
• Financial Data: Financial information, such as data related to your payment method (e.g., valid credit card number, card brand, expiration date) that we may collect when you purchase, order, return, exchange, or request information about our services from the Site.
• Factoring Data: Specific information related to your accounts receivable, including details about your invoices, clients, payment histories, and creditworthiness assessments.

2. Use of Your Information

Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Site to:

• Create and manage your account.
• Process your transactions and send you related information, including purchase confirmations and invoices.
• Administer promotions, surveys, and other Site features.
• Improve our Site and overall customer experience.
• Send you marketing and promotional communications.
• Respond to your comments, questions, and customer service requests.
• Prevent fraudulent transactions, monitor against theft, and protect against criminal activity.
• Conduct creditworthiness assessments and other financial evaluations relevant to our factoring services.

3. Disclosure of Your Information

We may share information we have collected about you in certain situations. Your information may be disclosed as follows:

• By Law or to Protect Rights: If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation.

• Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
• Affiliates: We may share your information with our affiliates, in which case we will require those affiliates to honor this Privacy Policy.
• Business Partners: We may share your information with our business partners to offer you certain products, services, or promotions.
• Factoring Partners: We may share your information with financial institutions, credit agencies, and other partners involved in the factoring process to facilitate the services we provide.

4. Security of Your Information

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.

5. Policy for Children

We do not knowingly solicit information from or market to children under the age of 13. If we learn that we have collected personal information from a child under age 13 without verification of parental consent, we will delete that information as quickly as possible.

6. Changes to This Privacy Policy

We may update this Privacy Policy from time to time in order to reflect, for example, changes to our practices or for other operational, legal, or regulatory reasons. Any changes will be effective immediately upon posting the updated Privacy Policy on our website.

7. Contact Us

If you have questions or comments about this Privacy Policy, please contact us at: info@rhodesfinancial.com

8. SMS Policy

Rhodes Financial LLC (“Rhodes Financial”) is committed to protecting your privacy and ensuring clear communication about your invoice factoring services. This SMS Policy outlines how we manage text message communications and your related rights.

8a. No Mobile Information Sharing

We do not share mobile information with third parties or affiliates for marketing or promotional purposes. All categories listed below explicitly exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

‍8b. Text / SMS Consent

If you choose to opt in to SMS communications from Rhodes Financial, you agree to receive text messages at the mobile number you provide. These may include both conversational and automated messages related to:

• Your active or pending factoring relationship

• Funding updates and confirmations

• Document requests or deadlines

• Notices related to your factoring account

• Limited-time offers on services or rates (when applicable)

8c. Consent to Receive Automated Messages

Your consent to receive automated SMS messages is not a condition of purchase or use of Rhodes Financial’s services. Automated texts may include but are not limited to: funding alerts, invoice submissions, document follow-ups, and updates regarding account activity.

8d. Frequency of Messages

Message frequency may vary based on your account activity, service requests, and operational updates. You may receive messages related to credit approvals, funding schedules, document reminders, or periodic updates related to your factoring relationship with us.

8e. Opt-Out and Support Options

You may opt out of receiving SMS messages at any time by texting “STOP”. Upon receipt of your opt-out request, you will be unsubscribed from further text communications. A confirmation message will be sent to confirm your removal. To opt back in, text “START”. For help, text “HELP” or contact us at info@rhodesfinancial.com

8f. Wireless Carrier Disclosures

Message and data rates may apply depending on your wireless carrier plan. Carriers are not responsible for delayed or undelivered messages.

8g. Confidentiality

Your mobile number will not be shared with third parties for their own marketing purposes. However, for operational purposes, your name and mobile number may be shared with trusted service providers that support the delivery of SMS messages on our behalf. These providers are contractually obligated to use your information solely for SMS delivery related to Rhodes Financial services.

8h. SMS Terms and Conditions

By providing your mobile phone number to Rhodes Financial, you consent to receive SMS communications specifically related to invoice factoring services, including funding activity, account notices, operational updates, and related communications. All SMS interactions will comply with applicable telecommunications and data privacy laws.

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Rhodes Financial LLC

Attn: Privacy Officer

120 West 45th Street, 2nd Floor

New York, NY 10036

Email: info@rhodesfinancial.com

Phone: 718-689-5678

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